Question by Blue4U: Is “1 FIRST NATIONAL CARD” a legit credit card co.?
I received in the mail a credit card w/ a $ 6,500.00 credit limit. The letter(s) state that all I need to do is call to activate my credit card. Is this credit card just like any other Visa or Master Card credit card? Please help!
Answer by bigdog
here is what i found for you :::::::
Consumer Credit Services
First National Card
61 W. Utah St., Suite 63, Las Vegas, NV 89102
• First National Card: Too Good to be True?
• Consumer Complaints
Gabriella of Jamaica NY (02/28/08)
I received a card with my name on it and pre-approved for $ 6,500. I decided to research it via the internet, and found this website. I would like to say thank you to this website and all the people who posted their comments, as you all saved me from a scam, and hopefully with me posting this will help someone else. Please note that I did not apply for the card, it just came to me with my name on it and was pre-approved, just like most of the other complaints.
Steven of Daytona Beach FL (02/25/08)
I have made several attempts to try get these jerks to stop mailing me their rip-off trash. I don’t want my information in this bunch of thiefs’ hands. What can I do to stop them from contacting me?
Bunmi of Sterling Heights MI (02/25/08)
I got an unsolicited mail from 1st National card, enclosed is a card that looks like a credit card and information on how to activate with other information. I read closely and perceived this is fraudulent and shared the information with my wife who also felt the same. Disturbed by this strange mail and offer of $ 6500 credit purchase limit, I decided to go on the net for more information about this company. I thank God for the information available on this site and I wish the general public be notified. I still have the card with me, unactivated, and I do not hope to activate it.
Crystal of Pawtucket RI (02/24/08)
I received the first national card a couple months back, either january or december. I was baffled that the card already had my name on it. I was concerned about that, I didn’t think I had applied for the card and I thought I may have forgotten about it. I did go online and tried to look up a catalog site and did not find one. The page never loaded. I put the card aside. Being aware it was here and that very tempting $ 6,500 offer, I thought about it due to the fact my husband has just returned home from Iraq and as most army wives know, everything falls apart when the husband is away so long. I put the paper away and figured I would read it later. (I never did).
My husband received one last week sometime, around the middle of february. This time I made sure I checked out the internet. I knew it had to be a scam knowing that I never did receive a catalog in the mail and got nothing on the internet. This time this website did show up. Thank God I listened to my instincts on this. Thank You Consumer Affairs for confirming my suspicions. As for those of you receiving offers for your children, i have not gotten one for mine, it may come soon though. I did however receive mail offers for my DOG in prior years. Apparently if you use your children’s or pet’s name or any other you can think of in the phone book, with the idea that you don’t want to pay for an unlisted # you are not required to use your real name in the book but you do so have to on the bill. Any one will and can get your info (ie name&address) from the phone book. It is a sad day when all people have to do is look for phone records to get their mailing list. here is more::::::::::::::::::You’ll also see that if you activate by phone, you must provide banking information and you’ll have an 8 to 14-day “trial period” before your bank account is hit for $ 199.99.
Additionally, activating by phone will enroll you in a 30-day trial of two “great programs” that will cost $ 99.99 each if you don’t cancel in time. Oh, and don’t forget to tack on a $ 198.00 annual fee and a $ 29.99 “rush processing fee.”
That adds up to $ 627.96 — pretty expensive considering it gets you just about nothing of indisputable value.
Unfortunately, many consumers — perhaps short of cash and starved for credit — don’t read the offer carefully and have no idea how much they’ll be paying upfront for something that may not help them.