Who Is The Best Identity Protection Company

September 26, 2008 by berclegee
Filed under: good credit

This is why I wrote this article.

The other day two acquaintances were talking about which was better LifeLock or Debix. I actually listened closely to this “debate” as I too was thinking about purchasing credit protection. This is what became apparent to me.

Life Lock is the best known when it comes to identity protection services. They do all the work for their clients even though many things could be done yourself for free such as placing and renewing a fraud alert. In order to get attention and show how confident they are in being able to protect your identity, Lifelocks CEO actually made his social security number public. This is how I first became conscious of them.

LifeLock is also able to generate positive public relations for itself due to the ongoing recognition they receive from others. LifeLock has some valuable for your personal to ensure it is not being sold. True Address checks with databases that your address has not been changed by a criminal.

LifeLock the only identity protection service who can effectively protect children. Life Lock is ISO 27001 certified which shows that their security procedures at company headquarters is top of the line and really secure. Their investment in security makes them able to provide real protection of the information that people hand them. LifeLock was also the first to offer the $1 Million identity protection policy.

As for Debix, another identity protection company gaining traction in the identity theft racket, is almost as good as LifeLock. They also put a Debix Safe Number in your credit file, not your phone number. This keeps your phone numbers private. In addition, during the credit approval request process, reporting fraudulent credit requests is easy to report to law enforcers by pressing a button. Simply hit star to be connected to a licensed investigator who will help you contact the appropriate authorities.

Did you know Debix has a patent pending technology that is perhaps the closest thing to getting full proof identity theft protection? Debixs utilization of fraud alerts is the best. With Debix you also get an audit trail that ensures the creditor can’t lie about not calling you.

Both Debix and LifeLock place fraud alerts for you and order your three bureau credit report. They also stop pre-approved credit offers and reduce your junk mail. Debix also removes you from telemarketing lists.

The essential differences are Debix’s patent pending fraud alert technology and low price $24/year compared to Life Locks additional services including Erecon, TrueAddress, WalletLock and, of course, the $1 million of identity theft insurance.

This should help you evaluate which service you should use. It seems that you get better protection with LifeLock but at $24 a year Debix is definitely worth considering. Especially since it is $75 cheaper than LifeLock.