Home > Credit, Financial Aid, Personal Finance > How to Get Your Credit Score… Free!

How to Get Your Credit Score… Free!

November 23rd, 2009

Let’s discuss acquiring your credit score free.  How do you acquire a credit score for free?

Advertisements online and in traditional media tell you that you can get your credit score for free.  While some are being truthful, there are also those “free” services that come with a bunch of other services that will just drain your wallet.

What you want to see before you start is, are you signing up for a credit score free trial where you’re going to have to pay or a month later on? Or are you truly signing up for a free service?  Do the research before you sign up and if you do sign up for a free service, that’s okay.  You can always cancel before the trial period is over if you don’t want to pay.  The trial period is usually fourteen days.

Usually, you can get one credit score for free with each of the services. This should be enough.  If you’re applying for a mortgage or if you’re applying for something, you’d just want to see if there are blemishes on your credit report and that your credit report is okay.

A lot of times the credit score free services are going to be okay. You might want to check your credit more often if you’re currently repairing it.  We suggest checking your credit report at least once every three months. You wouldn’t want to get any unexpected surprises.  Thus if you get your credit score for free, you can check it again every three months.

The next thing we do recommend is very worth it to pay a small fee to the Tax Fraud, especially if you’ve done a lot of work to update your credit report recently.  There are services for .95 or .95 a month that will tell you if there are any problems, so this fixing and monitoring of your credit report will help you in the long run to avoid a lot of work in getting your credit card fixed.

Hopefully these tips will help you in getting your credit score for free.

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kiyomiemm Credit, Financial Aid, Personal Finance

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